Services Overview
We strive to provide funding for businesses that have been looked over, forgotten, or denied in the past. Our funding specialists ensure that each of our clients receives a funding package that works for their personal, business, and financial goals and requirements.
Lines of Credit
Lines of Credit: Unlocking Business Potential
In the ever-evolving landscape of business finance, entrepreneurs continuously seek flexible and reliable funding solutions that can propel their ventures to new heights. Enter lines of credit, a financial lifeline designed to empower businesses with quick access to capital whenever the need arises. A line of credit is an invaluable tool that enables entrepreneurs to navigate the ebbs and flows of their operations seamlessly, providing them with the financial freedom to tackle unexpected expenses, invest in growth opportunities, and manage cash flow gaps efficiently. With its versatility and convenience, a line of credit has become an indispensable resource for businesses of all sizes, playing a pivotal role in unlocking their potential for success.
Time in Business: Minimum 1 year
Credit Score: Minimum 600
Revenue: $25,000 or more monthly
Credit Limits: $50,000 to $1,000,000
Terms: 1 to 5 years
Funding Time: 3 to 5 business days
Rates: 5% to 15%
Secured Business Loans
Start Scaling with Secured Business Loans
Secured business loans provide an essential lifeline for entrepreneurs and business owners, enabling them to access much-needed capital to fuel growth and expansion. Unlike unsecured loans, secured business loans require collateral, which serves as a safeguard for lenders in the event of default. This collateral can take various forms, such as real estate properties, equipment, or inventory. By offering this security, businesses can often secure larger loan amounts, competitive interest rates, and longer repayment terms, making secured business loans a popular choice for those seeking financial stability and flexibility. Whether it's enhancing operations, streamlining processes, or investing in new ventures, secured business loans open doors to opportunities that propel businesses forward.
Terms: 3 to 5 years
Loan-to-Value: Up to 80%
Equity Required: $200,000
Loan Amounts: Up to $15,000,000
Funding Time: 2 weeks or less
Rates: 5% to 20%
UnSecured Business Loans
Unsecured Business Loans: Fueling Growth Without Collateral
Securing the necessary funds to fuel business growth and expansion can be a challenging prospect for entrepreneurs. In the dynamic and ever-evolving world of business, traditional loans backed by collateral might not always be the ideal solution. That's where unsecured business loans come into play, offering a flexible and hassle-free alternative for small and medium-sized enterprises (SMEs) in need of swift financial assistance. By eliminating the requirement for collateral, unsecured business loans empower businesses to seize opportunities, implement growth strategies, and navigate through financial obstacles with ease. Let's dive further into the world of unsecured loans and explore how they can be a game-changer for ambitious entrepreneurs.
Funding Time: 24 to 48 hours
Terms: 1 to 3 years
Credit Score: No minimum
Loan Amounts: $10,000 to $5,000,000
Rates: 5% to 15%
Invoice Factoring
Unlocking Financial Opportunities for Businesses
Invoice factoring is a financing option where businesses sell their accounts receivable to a third-party company at a discount. This helps businesses improve cash flow by receiving immediate funds instead of waiting for customers to pay their invoices. The factoring company then takes over the responsibility of collecting the payment from the customers. This method can be beneficial for businesses that need working capital quickly or have slow-paying customers. By utilizing invoice factoring, businesses can access the funds they need to cover operating expenses, invest in growth opportunities, or manage unexpected costs.
All industries accepted and must factor $25,000 or more in receivables monthly.
Eligibility: All industries
Requirement: Factor $25,000 or more in receivables monthly
Advance Rate: 85% to 90% on receivables
Fees: Extremely low fees to factor
Equipment Financing
Equipment Financing Loans for Your Business
In the fast-paced world of business, equipping your company with the right tools and machinery is often pivotal to success. However, the cost of acquiring or upgrading essential equipment can be a significant financial burden for any business, especially for small and medium-sized enterprises. This is where equipment financing loans come into play, providing entrepreneurs with a smart and efficient solution. By enabling businesses to obtain the equipment they need without straining their cash flow, equipment financing loans unlock a wide array of growth opportunities. Whether you are a start-up looking to launch your operations or an established company aiming to stay ahead of the competition, this flexible financing option can be the key to realizing your aspirations. Let us delve deeper into the benefits and mechanics of equipment financing loans, unveiling how it can empower your business to thrive and thrive.
Terms: 3 to 7 years
Rates: As low as 4%
Funding Time: 2 to 3 business days
Requirements: Equipment invoice or purchase order; eligible for 50% cash-out refinance
Merchant Cash Advance Consolidation
Merchant cash advance debt consolidation is a financial strategy aimed at simplifying repayment for businesses burdened by multiple cash advance loans. By consolidating these debts into a single, more manageable loan, businesses can potentially reduce their overall monthly payments and streamline their financial obligations. This process may help alleviate cash flow strain and improve the business's financial stability in the long run. Merchant cash advance debt consolidation is particularly beneficial for businesses seeking to regain control of their finances and work towards a more sustainable future.
Terms: 2 to 5 years
Consolidation: Up to 10 merchant cash advances
Savings: Cut total payments by up to 80%
Eligibility: Minimum of two open advances; no current modifications or defaults
Rates: 5% to 15%, with flexible payment options
SBA (7a)
Boost Your Business with SBA (7a) Loans
As a small business owner, you know that securing the necessary funding to grow and expand your operations can be a challenging task. Fortunately, the Small Business Administration (SBA) offers a variety of loan programs designed specifically to support the financial needs of entrepreneurs like yourself. Among these programs, the SBA 7(a) loan stands out as a popular and versatile option. Whether you're looking to start a business, acquire existing assets, or finance working capital, an SBA 7(a) loan could be the ideal solution to propel your business forward. Let's explore the features, benefits, and application process of SBA 7(a) loans so you can determine if it's the right fit for your business goals.
Time in Business: Minimum 2 years
Credit Score: Minimum 680
Revenue: $500,000 or more
Loan Amounts: $100,000 to $15,000,000
Terms: 5 to 25 years, monthly payments
Rates: As low as prime
Funding Time: 30 to 90 days
SBA Express Loans
Time in Business: Minimum 1 year
Credit Score: Minimum 680
Revenue: $500,000 or more
Loan Amounts: $100,000 to $15,000,000
Terms: 5 to 25 years, monthly payments
Funding Time: 2 to 4 weeks